| FORM NL-30 - Analytical Ratios | |||
|---|---|---|---|
| Insurer : | General Insurance Corporation of India | Date: | |
| (Rs. in Lakhs) | |||
| Analytical Ratios for Non-Life companies | |||
| Sl.No. | Particular | For the Half Year 30.09.2010 | Correspodning Half year of the preceeding year 30.09.2009 |
| 1 | Gross Premium Growth Rate | 21.1 | 28.4 |
| 2 | Gross Premium to shareholders' fund ratio | 56.3 | 56.5 |
| 3 | Growth rate of shareholders'fund | 21.6 | 9.9 |
| 4 | Net Retention Ratio | 91.6 | 91.1 |
| 5 | Net Commission Ratio | 19.1 | 21.8 |
| 6 | Expense of Management to Gross Direct Premium Ratio | 0.7 | 0.6 |
| 7 | Combined Ratio | 66.8 | 82.4 |
| 8 | Technical Reserves to net premium ratio | 295.2 | 311.6 |
| 9 | Underwriting balance ratio | 12.5 | 2.9 |
| 10 | Operationg Profit Ratio | 22.0 | 12.6 |
| 11 | Liquid Assets to liabilities ratio | 28.2 | 28.6 |
| 12 | Net earning ratio | 17.2 | 11.1 |
| 13 | return on net worth ratio | 9.0 | 5.7 |
| 14 | Available Solvency argin Ratio to Required Solvency Margin Ratio | 3.87 | 3.04 |
| 15 | NPA Ratio | ||
| Gross NPA Ratio | 3.29 | 4.56 | |
| Net NPA Ratio | 1.22 | 1.67 | |
| Equity Holding Pattern for Non-Life Insurers | (Rs in Lakhs) | ||
| 1 | (a) No. of shares | 43000000 | 43000000 |
| 2 | (b) Percentage of shareholding (Indian / Foreign) | 100 % Indian | 100 % Indian |
| 3 | (c) %of Government holding (in case of public sector insurance companies) | 100% | 100% |
| 4 | (a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) | 207 | 110 |
| 5 | (b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) | 207 | 110 |
| 6 | (iv) Book value per share (Rs.) | 2331 | 1917 |
| Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid | |||